Listing Board: Key West Association

As is Rght to Inspct: No

Species List: No

Current Price: $2,795,000

Listing Date: 2026-04-01

List Price: $2,795,000

City: Cudjoe

Off Shore Island: No

Mile Marker: 21

Marathon Neighborhood: N/A

Side: Ocean

Flood Zone: AE

Alternate Key #: 8566361

Handicap Access: Yes

Parcel #: 00174635-000700

Zoning: IS - Improved Subivision District

Deed Restrictions: Unknown

Legal: BK 21 LT 7 CUDJOE GARDENS EIGHTH ADDITION PB7-16 OR1272-492/94PET OR1282-2179/82/TR OR1318-1404/06 OR1320-2251/53 OR1356

Taxes: 21893.66

Tax Year: 2025

Pub Sewer HkUp: Yes

Street #: 20844

Direction: W

Street Name: 4Th

Street Suffix: Avenue

Key/Island: Cudjoe Key

State/Province: FL

Zip Code: 33042

County: Monroe

Subdivision: Cudjoe Gardens (21.0)

Area: 07 - Cudjoe Key

Realtor.COM Type: Residential - Single Family

Waterfront: Yes

Control Depth: 5

Lot Size: X

Lot SqFt: 12500

Pool: Yes

Lot Sqft Source: Property Data Card

Total Units: 0

Acres: 0.29

SqFt Source: Tax Records

Rentals Allowed: With Restrictions

Min Rental Days: 28

Style: Single Family

Year Built: 1997

Living Apx SqFt: 2951

Total Bedrooms: 4

Full Baths: 3

Total Baths: 3

Remarks – Consumer: FISHERMAN'S DREAM! BIG BOATS WELCOME! DEEP WATER! LARGE WATERFRONT HOME in the prestigious neighborhood of Cudjoe Gardens. When you first walk up you will notice the beautiful landscaping, tropical fruit trees, key limes, mangoes, lemons, bananas and avocados! This stunning and elegant concrete residence on elevated lot, offers the perfect harmony of luxury and comfort. All new impact windows & doors, framed by custom plantation shutters. Every space has been meticulously curated, brand-new AC, and more! This incredible property with almost 3,000sf offers an open and spacious floor plan. The living area blends seamlessly with the screened in lanai with full bar, concrete heated, saltwater pool and overflow hot tub, offering full sun during the day. Leave the full wall of glass doors open to allow the fresh breeze of the Florida Keys as well as the gentle sound of the pool's waterfall. The Custom Chef's Kitchen has top of the line Stainless Steel Appliances, new wine cooler, Granite Countertops, huge island, and Custom Cabinetry. The home has a large master bedroom suite with its own living room/office/exercise area, sliders to back yard, 2 closets, and wonderful bathroom with spa like shower. 2 large guest bedrooms with full bath, an incredible Mother In Law/Guest Suite set up as bedroom sleeping 4-8 people with living area, with it's own driveway and private entrance and access to lanai, gorgeous bamboo flooring with inlayed Compass Rose and ceiling made of river recovered heart cypress, walk in closet designed as storm shelter, and full bath. Other features, outdoor kitchen and bar, 1 car garage with ample storage, double boat lift 20,000lb, 5 ft draft, 2 Ace 5,500lb davits, 100x10 concrete dock, Killer Dock brand fish cleaning station, commercial ice maker, and 5 min. Ride from the Ocean or Gulf, Fuel, Marina, and Tackle store, perfect for the avid fisherman. Wide canal, flow thru canal. This property is a boat lover, fisherman, and chef's Dream Home

Directions: Overseas Hwy to Cudjoe Gardens, turn onto Drost, turn right onto 4th W, house on left.

Mandatory Home Owners Asc: No

Voluntary Home Owners Asc: Yes

1st Right of Refusal: No

Assoc Approval Req: No

Association Fee $: 75

Assoc/Mnt Fee Per: Yearly

Common Area Mnt: 1

Other: 1

Dock Length: 100

Dock: Concrete

Boat Lift: 1

Davits: 1

Seawall: Concrete

Homestead: 1

Dishwasher: 1

Disposal: 1

Dryer: 1

Freezer: 1

Gas Appliances: 1

Ice Machine: 1

Microwave: 1

Oven: 1

Range: 1

Refrigerator: 1

Stainless Steel Appliance(s): 1

Washer: 1

Wine Cooler: 1

Pets Allowed: 1

Ceiling Fans(s): 1

Central Air: 1

Central: 1

Electric: 1

Propane Stove: 1

Canal Front: 1

Canal View: 1

Tile: 1

Wood: 1

Community Boat Ramp: 1

Other Area Features: 1

Bar: 1

Built-in Cabinets: 1

Drapes/Blinds Incl: 1

Entrance Foyer: 1

Granite Counter Top: 1

Pantry: 1

Smoke Alarms: 1

Split Bedroom: 1

Storage: 1

Walk-in Closet(s): 1

Wet Bar: 1

Whirlpool Bath Tub: 1

Window Treatments: 1

Other: 1

Updated/Remodeled: 1

Laundry Room: 1

Above Flood: Yes

Ground Level: 1

Glass Doors: 1

Impact Rstnce Doors: 1

Impact Rstnce Window: 1

Sliding Glass Doors: 1

Car(s): 4+

Garage: 1

Guest Parking: 1

Open Parking: 1

Attached: 1

Auto Door Opener: 1

Off Street Parking: 1

Trailer Storage: 1

Patrolled Area: 1

Other: 1

CBS: 1

Concrete: 1

1/4 - 1/2 Acre: 1

Negotiable: 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Elect Separate Meter: 1

FKAA: 1

Municipal Sewer: 1

Propane: 1

Water Separate Meter: 1

Open Porch/Balcony: 1

Patio: 1

Screened P/B: 1

Screened Patio: 1

Negotiable: 1

Bar: 1

Built-in Grill: 1

Fencing: 1

Fruit Tree(s): 1

Hot Tub: 1

Lanai: 1

Lighting: 1

Outdoor Kitchen: 1

Outdoor Shower: 1

Privacy Wall/Fence: 1

Rain Gutters: 1

Sprinkler System: 1

Storage: 1

Water Display: 1

In Ground: 1

Salt Water: 1

Other: Hot tub w/waterfall

Heated: Yes

Concrete: 1

Dimensions: 14 x 28

Decked: 1

Screened In: 1

Other Surroundings: outdoor bar/kitchen

Cable: 1

Other: Att fiber optics

Metal Roof: 1

Accessible Doors: 1

Accessible Kitchen: 1

Parking: 1

Programmable Thermst: 1

Contingent: Contingent/Show

Status: Contingent/Show